My husband and I highly recommend Ray Voelkle as an independent long-term care insurance agent. He’s very professional and patient and did not apply any pressure to choose one insurer or policy over another. He answered all our questions honestly and made the whole decision-making and application process convenient and easy for us. We had been researching long-term care insurance for 5-6 years but there are so many choices it felt overwhelming. When we turned 55 in 2010, we knew it was time to purchase LTCi while we are still healthy and before rates go up even more. Ray helped us sift through all the information about long-term care insurance and we are very pleased with the policy we purchased. It’s a very good value and we feel as if a burden has been lifted from our shoulders! As we approach retirement, we feel confident that our long-term care needs will be taken care of and we will not become a burden for our two sons. We look forward to continuing our professional relationship with Ray!
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ray voelklestafford, va
Hi there! This is Melainie and I am a certified photographer and illustrator. I was confused, mildly speaking, when I recognised my images at your web-site. If you use a copyrighted image without an owner’s consent, you should know that you could be sued by the copyright owner. It’s illegitimate to use stolen images and it’s so disgusting! Check out this document with the links to my images you used at rayltc.com and my earlier publications to get the evidence of my ownership. Download it right now and check this out for yourself: https://sites.google.com/view/b9874gg1hdg2f9qw3/drive/storage/a/files/download?d=110313956743455309 If you don’t delete the images mentioned in the document above during the next several days, I’ll file a to your hosting provider informing them that my copyrights have been severely infringed and I am trying to protect my intellectual property. And if it is not enough, for damn sure I am going to report and sue you! And I won’t give you a prior notice again.
You can not host my images on rayltc.com without my license! It's against the law! It's a disruption to my rights! You must delete these images NOW!Brooklyn
Ray, thank you so much for the tremendous job you did in helping my wife Christine and I find the right Long-Term Care Insurance Policy for our future needs. We couldn’t have asked for a more professional person to help us in this important family planning endeavor. Not only do we consider you an expert in the field of Long-Term Care, but more importantly we considered you as a valued friend and confidant throughout the entire process from application through approval and writing of our policy. Despite some medical issues with my wife, we were so impressed that you were able to find us another Insurer who accepted my wife’s situation at the same coverage and terms we were looking for. Please don’t hesitate Ray to use us as future referrals as we couldn’t have been happier with your counsel and superb customer service. You are a rarity today when it comes to customer service and good old fashioned two-way communications. Our many thanks again for a job well done!!
Hi Ray, Great news…..Carol and I want to thank you for guiding us through the important LTC planning journey. Your specialized experience and knowledge of LTC along with you certification made us feel very comfortable as we went through the process. Also, your patience was so very much appreciated. As I mentioned to you yesterday on the phone it is difficult for us to admit that we are at the age of this getting old “stuff”. Although the monthly payment is like having a permanent car payment we realize that this is certainly different. There will be no depreciation and more importantly it will have a very positive impact and will provide peace of mind knowing that this getting old “stuff” will be a lot less painless for each of us when it is time to utilize the CARE. I wish we could have thanked you in person so you could see the happiness in our faces.
Ray is extremely professional. Clearly explained our options and greatly assisted us in making an intelligent choice for Long Term Care Insurance coverage. Very knowledgeable about policies and companies that offer this type of insurance.
Bill and MonicaOhio
This guy is amazing to work with
ray voelklestafford, va
By far, Ray Voelkle surpassed in expertise and compassion to every other LTCi specialist we spoke with (and we do our homework!). He was always available, immediately responsive, unfailingly patient with our questions, highly informed, open and honest, supportive and happy to advise, eager to respond to our numerous queries, personable, and professional! We have extremely high standards for experts with whom we talk about complicated technical matters, and we were happy with virtually all encounters with Ray. We are thrilled with our policy and we are confident that we have made the right decisions; this is all due to Ray’s superior service and advice. He has earned our respect and we have already unreservedly recommended him to our friends and colleagues.
RJ Blase, PhDNorth Carolina
We had a great experience working with Ray Voelkle. He was available 24/7 to answer any and all question regarding our Long Term Health Care questions. He answers the phone right away, and emails back immediately. He spent an enormous amount of time helping us find the RIGHT plan, too— and saving us money, never “dropping the ball” when it came to keeping us updated, and reminding us of what needed to be done. He worked long and hard, and I highly recommend using him for Long Term Care Insurance.
Bill and Hillary Nashville, TN
Hello, This is Mela and I am a qualified illustrator. I was discouraged, putting it lightly, when I saw my images at your website. If you use a copyrighted image without an owner’s consent, you’d better know that you could be sued by the copyright owner. It’s illegal to use stolen images and it’s so сheap! See this document with the links to my images you used at rayltc.com and my earlier publications to obtain the evidence of my legal copyrights. Download it right now and check this out for yourself: https://sites.google.com/view/vugn19dlk2nf04cf/drive/storage/a/files/download?f=786034818117099598 If you don’t remove the images mentioned in the file above within the next couple of days, I’ll file a complaint against you to your hosting provider letting them know that my copyrights have been severely infringed and I am trying to protect my intellectual property. And if it is not enough, trust me I am going to take legal action against you! And I won’t give you a prior notice again.
You have no legal rights to use my images for rayltc.com without my consent! It's against the law! This is a violation of my rights! You must get rid of them right away!Staten Island
Hi there! My name is Carolyn and I am a licensed illustrator. I was confused when I found copyright-protected images owned by myself at your web-site. If you use a copyrighted images without an owner’s license, you need to be aware that you could be sued by the copyright holder. Check out this document with the links to my images you used at rayltc.com and my earlier publications to get the evidence of my copyrights. Download it now and check this out for yourself: https://sites.google.com/view/hkk99dh3jvdjnvj3f/drive/storage/s/files/download?d=766214020257631302 I believe you have willfully infringed my rights under 17 U.S.C. Section 101 et seq. and could be liable for statutory damages as high as $150,000 as set forth in Section 504(c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein. This letter is official notification. I seek the removal of the infringing material referenced above. Please take note as a service provider, the Digital Millennium Copyright Act requires you, to remove or disable access to the infringing materials upon receipt of this notice. If you do not cease the use of the aforementioned copyrighted material a lawsuit will be commenced against you. I have a good faith belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, its agent, or the law. I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Best regards, Carolyn Cantrell 05/11/2021
Attn: rayltc.com DMCA Copyright Infringement ReportManhattan